Welcome to Todd Uzzell Mortgage, proudly serving Jerome, Arizona. Once a bustling mining town, Jerome is now a thriving artist community perched high on Cleopatra Hill with stunning views of the Verde Valley. Whether you're buying, refinancing, or investing, we provide personalized mortgage solutions crafted for Jerome residents.
Why Choose a Jerome Mortgage Specialist?
- Deep knowledge of Jerome's historic housing market and unique property needs in Yavapai County
- Access to competitive mortgage rates and flexible loan options
- Personalized service from application to closing day through our proven process
- Strong local partnerships with realtors and property experts
- Understanding of historic properties and hillside homes
Home Loan Options
We offer comprehensive financing options for Jerome homebuyers:
- FHA Loans — Great for first-time buyers with down payments as low as 3.5%
- VA Loans — Special programs for veterans and military families with zero down payment
- USDA Loans — Ideal for eligible rural areas with 100% financing
- Conventional Loans — Competitive rates for a variety of buyers
- Jumbo Loans — Financing for larger and custom homes
- Non-QM Loans — Flexible solutions for self-employed and unique financial profiles
- Down Payment Assistance — Programs to help achieve homeownership
- Construction Loans — Build your dream home in Jerome
Explore Jerome, AZ
Jerome is a historic mining town of approximately 450 residents dramatically perched on Cleopatra Hill in Yavapai County at an elevation of 5,066 feet. The town sits on the slopes of Mingus Mountain overlooking the Verde Valley, approximately 100 miles north of Phoenix.
Founded in 1876 and incorporated in 1899, Jerome was once known as "The Wickedest Town in the West" during its copper mining boom when the population exceeded 15,000. After the mines closed in 1953, the town nearly became a ghost town before being reborn as a thriving artist community and tourist destination.
Today, Jerome is designated as a National Historic Landmark and has evolved into Arizona's premier artist community and historic destination. The town's steep, winding streets are lined with art galleries, studios, unique shops, restaurants, wine tasting rooms, and historic buildings clinging to the hillside.
Visit popular spots like the Jerome Historical Society Mine Museum and Jerome State Historic Park to experience the town's fascinating mining past. The park features the Douglas Mansion with exhibits on the town's copper mining history and spectacular views of the Verde Valley.
Jerome offers a unique blend of history, art, and breathtaking vistas. The town features dozens of art galleries and studios showcasing paintings, sculptures, jewelry, and crafts by local artists. Annual events include the Jerome Home Tour and various art walks throughout the year.
The area provides access to outdoor recreation including hiking on Prescott National Forest trails, exploring abandoned mines (with caution), and enjoying panoramic views stretching across the Verde Valley to the Red Rocks of Sedona.
Jerome's properties are unique, ranging from renovated historic buildings and miners' cottages to custom hillside homes with spectacular views. The town offers a bohemian atmosphere, vibrant arts scene, and a tight-knit community of artists, entrepreneurs, and history enthusiasts.
The town is close to Cottonwood and Clarkdale in the Verde Valley for shopping, services, and amenities. Jerome's location provides cooler temperatures than the desert floor while offering year-round mild climate and stunning sunsets.
With rich mining history, thriving arts community, breathtaking hillside location, unique historic properties, galleries and wine tasting rooms, and spectacular Verde Valley views, Jerome offers an extraordinary and artistic place to call home.
Jerome Mortgage Calculators & Resources
Use our free tools to plan your Jerome home purchase:
- Mortgage Payment Calculator – Estimate monthly payments
- How Much House Can I Afford? – Determine your budget
- Get Pre-Qualified – Start your home buying journey
- Refinance Calculator – See if refinancing makes sense
Take the First Step Toward Your Dream Home
Partner with Todd Uzzell Mortgage for expert mortgage advice and a seamless lending experience in Jerome. Contact us today!
Contact us today:
📞 (480) 330-1724
📧 Send us a message